How To Borrow Credit From Etisalat .Etisalat has made borrowing credit very easy. It is a quick process that can be requested from your phone using USSD codes or their mobile app. Here is how you can do it:
Step-by-Step Procedure for How To Borrow Credit From Etisalat
1. USSD code: Simply call *101# on your Etisalat mobile.
2. Select Borrow Credit Option: A menu will be shown to select a specific amount of credit to borrow.
3. Accept your choice: After you’ve chosen the amount, you’ll be asked to accept your option.
4. Wait for Confirmation: After your request has been processed, you’ll receive a confirmation message, and the credit borrowed will be added to your account.
Benefits of Borrowing Credit
Instant Access: Instant mobile credit access without recharging delay.
Convenience: Simple and quick process to save you time and hassle.
Stay Connected: This keeps you connected so that you do not miss important calls or usage during critical hours.
Reasons You Might Need To Loan Credit
Emergency call or SMS
Late turn-by-turn guidance through data
When you need to remain connected but have not been able to recharge
USSD Codes and Shortcuts for Borrowing Credit
To borrow credit: Dial *101# and follow the instructions.
To borrow data: Dial *170# to borrow data bundles.
To check borrowed credit balance: Dial *102# to see how much credit you have borrowed.
Eligibility Criteria for Borrowing Credit
How To Borrow Credit From Etisalat Not everyone with an Etisalat account will be eligible to borrow credit. You will have to satisfy the following criteria:
Prepaid Account: You must be on a prepaid plan with Etisalat.
Minimum Account Balance: Your account balance must be below a certain amount (dependent on your subscription and usage).
Usage History: In some cases, Etisalat may check your usage history before lending you credit.
How Much Credit Can You Borrow?
How To Borrow Credit From Etisalat The amount of credit you can borrow depends on your account status and usage pattern. The borrowing limits are usually:
Credit: AED 5 to AED 30.
Data: The data borrowing feature ranges between 50MB and 2GB, depending on your past usage and plan.
Borrowing Data Bundles
Dial *170# to borrow data.
Select the amount of data you need (choices are usually between 50MB and 2GB).
Validate your selection, and your borrowed data will be available in seconds.
Being Eligible for Borrowing Data
Similar to credit borrowing, you must be eligible, and the requirements include having a prepaid account, a low balance, and a sufficient Etisalat account history.
Etisalat ‘Credit Advance’ Against Other Operators
Etisalat’s credit borrowing facility has also been a success due to its simplicity and efficiency. But how does it compare to the other UAE telecom providers? Let’s briefly compare:
Comparison with Other Telecom Providers
Du: Du also offers a similar credit borrowing facility but with different terms, limits, and fees.
Virgin Mobile: Virgin offers credit and data borrowing facilities but charges a slightly higher fee depending on the borrowed amount.
Etisalat’s greatest strength is its seamless integration into the prepaid system and flexible borrowing facilities, making it the favorite among the majority.
How Repayment Works
Automatic Repayment: Once you top up your account, Etisalat will automatically deduct the borrowed amount (plus charges) from your balance.
Prepaid Balance: If your top-up is lower than the borrowed credit, repayment will be deducted once you have a bigger balance.
What Occurs When You Don’t Repay On Time
Delayed repayment of borrowed credit can result in:
Debt piling: If you do not pay in time, there can be additional fees.
Suspension: Etisalat can also suspend your use of borrowing for a while until you have cleared the amount.
How to Check Eligibility
Before applying for a loan, ensure that you have the following minimum requirements:
Active Prepaid Account: You should be a prepaid customer to receive this service with an active Etisalat account of three months or more.
Top-Up History: Frequent top-ups in the past enhance your chances of receiving a loan.
No Outstanding Loans: Pay off any outstanding credit borrowed earlier before acquiring a new one.
Steps to Obtain an Etisalat Loan
Call the Loan Code: Open the dialer of your phone and dial *108# or *505# to obtain a loan.
Choose Loan Amount: On dialing, you will get a message indicating the amount available for borrowing at that moment. Confirm your choice and the credit will be credited to your account immediately.
Service Charge: Etisalat applies a small service charge depending on the loan amount, so you will be getting less than what you have borrowed.
FAQS About How To Borrow Credit From Etisalat
How to obtain a loan from Etisalat?
It can be annoying to reach out or have low mobile credit, particularly if you are on a crucial call and are unable to recharge right away. The Etisalat Loan service, which enables prepaid clients to swiftly and conveniently borrow credit when they need it most, is a straightforward option for Etisalat users in the United Arab Emirates. This is a brief tutorial on how to obtain an Etisalat loan while maintaining your job connection.
How To Borrow Credit from Etisalat UAE?
Call *108# or *505# on your mobile and complete the requirements to borrow available credit in case of emergencies.
What are the conditions for borrowing credit on Etisalat?
You should be a prepaid Etisalat customer with an active account, a consistent top-up history, and no pending loans to avail an Etisalat loan.
Are there any charges for the Etisalat Loan Credit?
Yes, you will be charged a small service charge referred to as tax deducted from the loaned amount so you get somewhat less than the one you ordered.
How does one repay the credit loaned?
The lent credit, alongside any service charges, is subtracted automatically the next time you will recharge.
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